Commercial Auto Insurance in Atlanta, GA
Comprehending insurance can be complex, particularly when it involves protecting your business. Commercial auto insurance is a vital aspect to consider. It can offer financial coverage for losses related to vehicle accidents. Whether you’re a small business owner with one vehicle or part of a large corporation with a fleet of trucks, commercial auto coverage can help you manage potential financial challenges.
What Is Commercial Auto Insurance? 
Commercial auto policies can offer liability and physical damage coverage for vehicles used in business operations, such as cars, trucks and vans. Businesses that depend on vehicles should consider getting commercial auto insurance to protect their drivers, vehicles and cargo. Common professions and businesses that opt for this type of insurance include contractors, delivery companies, transportation services, food services and nonprofit organizations.
How Much Is Commercial Auto Coverage?
The following factors may influence the cost of commercial auto coverage:
- Amount of coverage needed—If your business uses specialized vehicles or trucks, additional coverage may be necessary to protect those assets.
- Policy limits and deductibles—The coverage limits and deductibles in your business auto insurance policy determine both your cost and the coverage you receive.
- Type of business—The nature of your business, how the vehicles are used and annual mileage impact insurance costs.
- Driving records—Your driving history and that of your employees can affect commercial auto insurance rates.
- Number of vehicles—Whether you own, rent or lease vehicles for business purposes influences your insurance costs. If employees use personal vehicles for work, that’s also considered.
Keep in mind each business is unique, so costs vary based on industry and specific risks. To get an accurate quote, contact Gala Insurance Agency.