SR-22
An SR-22 is a document filed by your insurance provider with the Georgia Department of Driver Services. This certificate serves as proof that you are carrying the necessary auto insurance coverage as mandated by the state. Depending on the reason for the requirement, you may need to maintain this filing for a set period, typically ranging from two to three years.
Several situations may trigger an SR-22 requirement in Georgia:
- DUI or DWI conviction—If you are convicted of driving under the influence, you will likely need an SR-22 to reinstate your driving privileges.
- License suspension—If your license has been suspended due to traffic violations, an SR-22 may be required for reinstatement.
- At-fault accidents without insurance—If you were in an accident while uninsured, you may need an SR-22 to regain your driving rights.
- Serious traffic violations—Certain serious infractions can trigger the requirement for an SR-22 as part of your driving status.
If you find yourself needing an SR-22 in Georgia, contact your current insurance company and inform them of your need for an SR-22. If you don’t have insurance, you will need to secure a policy that meets Georgia’s minimum liability requirements.
Your insurer will prepare the SR-22 document and file it with the state on your behalf. Be sure to ask about any associated fees for this service. After your insurance company files the SR-22, check with the Georgia Department of Driver Services to ensure they have received the certificate.
The Costs Associated With an SR-22
Having an SR-22 typically results in increased insurance rates, as insurers may view you as a higher risk. Some insurance companies charge a fee for filing the SR-22, which can vary depending on the provider.
Your agent can help you shop around for favorable rates on SR-22-compliant auto insurance.
Learn More
Contact Gala Insurance Agency LLC in Atlanta, Georgia, for an auto insurance quote.