Motorcycle Insurance in Atlanta, GA
Motorcycle insurance provides essential coverage that helps financially safeguard you and your bike from unexpected events on the road. At Gala Insurance Agency, we’ll help you find the right policy so you can enjoy your ride more confidently, knowing you have support if the unexpected happens.
What Does Motorcycle Insurance Cover?
While motorcycle insurance policies may vary, they often include the following coverage:
- Liability coverage may offer financial support for third-party bodily injury and property damage if you’re at fault in an accident.
- Collision coverage may pay for repairs to your motorcycle if it’s damaged in a collision, regardless of who is at fault.
- Comprehensive coverage may provide reimbursement following noncollision events such as theft, vandalism or weather-related damage.
- Uninsured/underinsured motorist coverage may help manage financial ramifications if you’re involved in an accident with a driver who has little or no insurance.
- Medical payments coverage may cover medical expenses for you and your passenger after an accident.
There are circumstances or types of losses that your motorcycle insurance policy may not pay for. Common exclusions typically include damage or injuries from intentional acts or those that occur while participating in organized racing events or performing stunts. Normal wear and tear, mechanical breakdowns or maintenance issues may also not be covered. Additionally, there may be limited or no coverage for custom parts or accessories unless you purchase additional coverage.
Who Needs This Coverage?
If you own or ride a motorcycle in Georgia, state law requires you to carry minimum liability coverage. Even if your bike is in storage or you only ride occasionally, having the right insurance can financially protect you from costly repairs, medical bills and legal issues.
Explore Your Options
Whether you’re a daily commuter or a weekend rider, our team at Gala Insurance Agency is ready to help. We can help you customize your policy to fit your riding habits, the type of motorcycle you own and your budget. Contact us today to learn more.